Freestyle® Tracker
A flexible tracker mortgage that automatically goes down when the Bank of England base rate falls and up when the base rate rises.
- Freestyle Term Tracker available which tracks the Bank of England base rate for the term of your mortgage.
- No standard valuation fee and no standard legal fee with our Freestyle remortgage package. Read more about moving your mortgage to us.
- Borrow back any overpayments you make at your current Tracker mortgage rate or you can choose from our additional borrowing product range available at that time.
- When the Bank of England rate changes the variable Tracker mortgage rate will change within 7 working days.
- Make the most of your savings - use offsetting to reduce your mortgage interest. Watch our Offsetting demo.
- Borrow more in the future with no need for further approval using your Cash Reserve. See our Cash Reserve demo.
- Manage the initial costs - add your fees to your flexible Tracker mortgage.
- Borrowing amount based on what you can afford. Use our How much can I borrow calculator.
Freestyle Tracker is a variable tracker mortgage and tracks the Bank of England base rate which can go up or down, affecting monthly repayments.
Early repayment charges apply. See our tariff of charges for details.
An arrangement fee applies.
The Offsetting and Cash Reserve features are optional and have a one-off set up fee.
Adding fees, borrowing more with Cash Reserve, or borrowing back any overpayments you make will increase your payments and the amount secured on your home. Admin fees may also apply.
See the tariff of charges for details of all charges.
