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Mortgage products provided by Standard Life Bank plc
 

Freestyle® Buy to Let


Our range of Freestyle Buy to Let mortgages allow you to make the most out of your property investment

Mortgages explained

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Buy to Let mortgages
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Top benefits
  • No standard valuation fee and no standard legal fee with our Freestyle remortgage package. Read more about moving your mortgage to us
  • We’ve extended our Buy to Let range with competitive rates to suit any type of investor. Read more
  • Half price arrangement/ booking fees on additional Buy to Let mortgages within 12 months following the Approval In Principle (AIP) stage of your first application.
  • Fast online application process with no income verification required
  • Affordability based on your rental income being as low as 110% of the monthly interest payment
  • Manage the initial costs - add your fees to your loan.
  • Affordability Boost - You could boost your loan amount Try our How much can I borrow calculator first
  • Already have a Freestyle Mortgage? Be rewarded with preferential Buy to Let rates See our existing customer website
  • Change your payments to suit your needs - overpay, borrow back payments or take payment holidays.
The facts

Early repayment charges apply if the mortgage is redeemed during the tie-in period.
See our tariff of charges

Half price arrangement / booking fees available on a maximum of 9 additional mortgages taken out by same applicant.

Your application will be subject to a credit check.

Any overpayments made can be borrowed back at a later date from your Prepayment Reserve.

Adding fees to your loan will increase your payments and the amount secured on your home.

Payment holidays are available on a variable rate mortgage with 22 days' notice. You can take 2 a year per property (subject to ability to pay and funds available in your Prepayment Reserve). This will increase your capital outstanding and interest payable.


Half price
booking/arrangement fees on
additional Buy to Let mortgages
Read more to see if you benefit
 
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE