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Mortgage products provided by Standard Life Bank plc

Included services




Buy to Let with Affordability Boost

Now borrow up to £50,000 more

Can't borrow enough for the Buy to Let property you want? With our Affordability Boost we can consider three times your income minus your outstanding residential mortgage. This means you could now borrow up to £50,000 more towards a buy to let!
Find out more. Talk to us on 0845 606 6710.

Parental Affordability Boost

Need some help to buy your first home?

Our Parental Affordability Boost option works by taking your parent´s net disposable income into account along with your own. This will give your borrowing capacity a significant boost of up to 90% loan to value. Your parents will act as guarantor on the full loan amount. All guarantors should seek independent legal advice. Other forms of guarantor mortgages are also available up to 75% loan to value.
To discuss your requirements call us on 0845 845 8450.

New build priority service

Get your mortgage application agreed quickly

Waiting for your dream home to take shape? Now you can organise your mortgage quickly with our exclusive service.
Find out more about our New build priority service

Building your own home

Create the home you've always wanted

With more and more people opting to build their own homes, we can help you make that dream home a reality.
Find out more about our self build service

Income self-verification

Borrowing less? Fast track your application

There may be no need to verify how much you earn if you're borrowing less than 75% of the value of your property. This will help speed up your application. Buy to Let customers may be able to self-verify their income up to 75% of the property's value.
Find out more about Income self-verification


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Full range of home insurance

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE