Tariff of charges - Freestyle® Tracker
Effective as at 08/08/2008
Booking/Arrangement Fees
| Freestyle Term Tracker |
£1,499 |
|---|---|
| Cash Reserve facility |
£99 |
| Offsetting facility |
£99 |
Freestyle Early Repayment Charges
| Freestyle Term Tracker |
Equivalent to 5 months' interest at pay rate applicable at the time you redeem on the initial sum advanced if mortgage is redeemed within the first three years following completion. |
|---|
Redemption Discharge Fee
| Redemption Discharge Fee |
May apply to some mortgages, if so this will be specified in the offer. |
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Buildings Insurance
| Buildings Insurance |
No arrangement fees payable to Bank. Borrower is responsible for payment of premiums under suitable policy. |
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Interest
| On outstanding loan, expenses and arrears |
As specified in the Offer and Mortgage Conditions |
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Maintenance Charges
| Written mortgage projections |
£50 per written projection |
|---|---|
| Duplicate mortgage statements |
£15 |
| Completion of mortgage questionnaire |
£80 + VAT |
| Deeds handling |
£30 |
| Deeds storage |
£20 |
| Duplicates of title deeds |
£25 per deed up to a maximum of £75 |
| Change affecting legal title |
£150 |
| Property re-inspection fee |
£55 |
| Letting of property fee |
£125 |
| Change to mortgage term |
£30 |
| Change to repayment method |
£30 |
Credit Re-assessment
| Credit Re-assessment |
£99 |
|---|
Release of Funds (including further drawdowns)
| By BACS (for further drawdowns only) |
Nil |
|---|---|
| By CHAPS |
£28 |
| Equity drawdown admin fee |
£20 |
Accounts in Arrears
| Monthly admin fee |
£30 |
|---|---|
| Missed payment letters |
£30 per item |
Costs, charges and expenses incurred by us in protection, realisation and enforcement of the Legal Mortgage or Standard Security
| Costs, charges and expenses incurred by us in protection, realisation and enforcement of the Legal Mortgage or Standard Security |
On a case by case basis. Details on request. |
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Valuation fees
| Valuation fees |
Must be met by applicant on selected mortgages. Standard Life Bank approved valuer must be used. View our valuation scales. |
|---|---|
| Valuation administration fee |
£90 |
