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First time buyer's guide




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Buying a home needn’t be a complicated process. In our guide to buying your first home, we’ll take you through the stages and help you decide which mortgage will suit you best.

As well as choosing the right mortgage, we want to make sure you find your perfect home which is why we’ve put together some top tips for house hunting. Your home is probably the biggest purchase you’ll make. Unlike a new car, you can’t take it for a test drive but with a little help from us you’ll know what to look for.

Moving home checklists

What should I look for when viewing property?
Use our viewing checklist

What should I be doing in the weeks before I move?
Use our countdown checklist

Who do I need to inform about my change of address?
Use our contact checklist

Buying at auction?
Make sure you read our top
10 auction tips before you go
Keep a cool head at auctions
 
Half price
booking/arrangement fees on
additional Buy to Let mortgages
Read more to see if you benefit
 
Investing in property?
Check out our best Buy to Let rates for a good deal
Freestyle Buy to Let rates

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE